Fractional &
Interim CCO

Senior compliance leadership for your organization — without the $250K+ full-time salary. Ideal for crypto startups preparing for licensing, exchanges scaling compliance, and fintechs between hires.

What is a Fractional CCO?

A fractional Chief Compliance Officer provides the strategic compliance leadership your organization needs on a part-time basis. You get an experienced compliance executive who understands crypto-specific regulatory requirements, manages your compliance program, and serves as the designated compliance contact with regulators — at a fraction of the cost of a full-time hire.

This model is increasingly common in fintech and crypto, where regulatory expertise is essential but many companies aren't at the scale where a full-time CCO makes financial sense.

Who is this for?

Crypto Startups

You're building your product and preparing for MSB registration or licensing. You need compliance expertise to design the program right from the start, but you're not ready for a $250K+ full-time hire.

Growing Exchanges

You've outgrown your initial compliance setup. Transaction volumes and regulatory scrutiny are increasing. You need someone senior to oversee the program while you build out a permanent team.

Fintechs Between Hires

Your CCO left and you need interim coverage immediately. Regulators don't accept a gap in compliance leadership. A fractional CCO provides continuity while you recruit.

Companies Entering Crypto

Your traditional financial services firm is adding digital asset capabilities. You need someone who understands both worlds to guide the compliance expansion.

What's included

  • Compliance program oversight — Design, maintain, and continuously improve your AML/KYC/sanctions compliance program
  • Regulatory liaison — Serve as the designated compliance contact for FINTRAC, FinCEN, and other regulatory bodies
  • Policy management — Draft, review, and update compliance policies and procedures
  • Risk assessment — Conduct and maintain enterprise-wide and customer risk assessments
  • SAR/STR oversight — Review and approve suspicious activity filings
  • Training — Compliance training for staff and board
  • Audit preparation — Prepare for and manage regulatory examinations and independent audits
  • Board reporting — Regular compliance reporting to leadership and board of directors

Engagement structure

Fractional CCO engagements are structured as monthly retainers with a defined time commitment. Typical arrangements:

Startup
10-20 hours/month

For early-stage companies building initial compliance foundations. Program design, policy drafting, registration support.

Growth
20-40 hours/month

For operating companies with active compliance needs. Ongoing oversight, SAR review, regulatory liaison, team management.

Interim
40+ hours/month

Near full-time interim coverage during CCO transitions, regulatory actions, or critical buildout periods.